Partnership with Fair for You Affordable loans

By: Isabella Williams,

Partnership with Fair for You Affordable loans

We are proud to announce that we are the 8th national retailer to be listed on Fair for You Enterprise CIC, a not-for-profit credit lender that helps people purchase household items, such as appliances, all kinds of furniture and big furniture items for children and babies, that some would not normally be able to afford.

You can then pay it back in tailored instalments based on your income. Fair for You specialises in loans for people with long term health conditions and disabilities and for people in low-income households.

A bit about Fair for You.

Fair for You is the award-winning new way to buy essential items for your home, with affordable credit and flexible repayments tailored to your income. Fair for You is committed to alleviating material poverty from all UK homes. They recently reached the £16 million milestones in loan deliveries. Fair for You does not offer cash loans so that every penny of that £16 million loaned has gone towards essential household items for low-income families.

The affordable credit finance company is different from other high-cost credit money lenders because

  • It has straightforward prices, with no hidden fees.
  • An affordable interest rate.
  • They are open 7 days a week.
  • You can get monthly updates on your loan.
  • You’re not required to pay a deposit.
  • It is a quick and easy online processes
  • You will not be charged early payment fees.
  • They have also highlighted that the prices are as close to high-street prices as they can achieve
  • You get a flexible repayment plan to suit your needs. This includes weekly, four-weekly, monthly or fortnightly payments, from 3 to 18 months. 

Fair for You is rated the UK’s No.1 Trusted Flexible Credit Provider with an outstanding Trustpilot score of 4.9 out of 5.

Fair for you affordable loans

Angela Clements, founder and CEO has said that:

‘Flexible and supportive credit solutions are now essential for a generation that have fluctuating incomes - often with low visibility of income and expenditure making them vulnerable. We don’t charge late fees, and we welcome customers back at any time, on any payment plan that works for them whilst paying the loan.’

‘Almost half (45%) of our customers with health problems or disabilities felt that using Fair for You meant they are better able to cope with these. They were also more likely than other customers to report improvements in budgeting and saving*.’

‘Furthermore, 56% of our customers with health problems and/or disabilities also reported reductions in feelings of stress, anxiety and depression compared to 39% of customers without health problems or disabilities.*’

Angela has also said about us joining the Fair for You family that she is:

'absolutely delighted that Middletons joins other household brands such as Carpetright, Dunelm, and Hotpoint as suppliers of our services. Our customers value a credit provider that respects their situation and doesn’t seek to maximise income at the toughest of times.’

‘We know that 33% of our customers have a long term limiting health condition or disability and that 28% of our customers are caring for someone else with a health problem or disability. As a supplier Middletons will provide essential household items for these customers.*’

Tom Powell, Co-Founder of Middletons has said in regards to the new partnership,

'We know many people don’t choose to have a mobility scooter, rise and recliner chair or adjustable bed, rather they have to buy one because something in their lives has changed and they need a solution.'

'As an alternative way for people to buy these essential items, it really made sense for Middletons to be a partner of Fair for You.'

You can still purchase through us and benefit from this scheme and we will also still provide a “white glove delivery service” if you wish.

With this new partnership, we are hoping to reach more people and help them become more independent and mobile with our products.

*The Social Impact of Fair for You - Second Report

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